Leaf, MS
Leaf, MS's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Leaf lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 75 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Leaf's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Where Leaf's buildings actually sit
Direct exposure dominates in Leaf: 100% of its 75 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Leaf against the rest of the country
Leaf's risk sits at a similar level relative to Mississippi (91st percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Leaf ranks 3,907 for wildfire risk (1 is highest) and 30,094 by building count (1 is largest). Within Mississippi alone, it ranks 40 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Leaf's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Leaf in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Leaf's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Leaf, see the exposure-zones guide.