Le Roy, NY
Le Roy, NY's wildfire risk, in USFS's own numbers
Le Roy's 1,832 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Le Roy's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Le Roy's buildings actually sit
Direct exposure dominates in Le Roy: 49.8% of its 1,832 buildings, versus 35.9% Indirect and 14.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Le Roy compares
Le Roy scores 6th nationally and 9th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Le Roy ranks 29,665 for wildfire risk (1 is highest) and 7,978 by building count (1 is largest). Within New York alone, it ranks 1,170 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Le Roy's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Le Roy (49.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Le Roy's figures come from
Le Roy's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Le Roy's dominant direct exposure actually means, with real examples from across the dataset.