Le Roy, IA
How exposed is Le Roy to wildfire?
Out of every US place USFS scores, Le Roy lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 34 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Le Roy's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
What "at risk" means for the buildings here
Most of Le Roy's buildings (64.7% of 34) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Le Roy against the rest of the country
Compare Le Roy's two percentiles: 67th within Iowa, only 49th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Le Roy ranks 16,162 for wildfire risk (1 is highest) and 31,291 by building count (1 is largest). Within Iowa alone, it ranks 332 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Le Roy and the insurance market
Le Roy's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 64.7% of Le Roy outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Le Roy's figures come from
Le Roy's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Le Roy's dominant minimal exposure actually means, with real examples from across the dataset.