Lazy Y U, AZ
Lazy Y U, AZ's wildfire risk, in USFS's own numbers
Lazy Y U's 326 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lazy Y U at the 89th percentile, close to its 94th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 100% of Lazy Y U's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 326 structures sit close enough to vegetation that lot clearing matters most.
Where Lazy Y U ranks
Lazy Y U's 94th national percentile looks worse in isolation than its 73rd ranking inside Arizona does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Lazy Y U ranks 1,877 for wildfire risk (1 is highest) and 20,908 by building count (1 is largest). Within Arizona alone, it ranks 122 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Lazy Y U's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of Lazy Y U in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lazy Y U's 1,877-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lazy Y U, see the exposure-zones guide.