Lazear, CO
Lazear wildfire risk explained
Lazear's 190 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lazear at the 53rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lazear's building exposure, zone by zone
54.2% of Lazear's 190 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 45.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Lazear compares
Lazear ranks lower within Colorado (23rd percentile statewide) than its 55th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lazear ranks 14,142 for wildfire risk (1 is highest) and 25,227 by building count (1 is largest). Within Colorado alone, it ranks 363 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Lazear and the insurance market
At the 55th national percentile, Lazear rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 54.2% of Lazear's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lazear's figures come from
Lazear's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lazear's dominant indirect exposure actually means, with real examples from across the dataset.