Laytonsville, MD
Laytonsville, MD's wildfire risk, in USFS's own numbers
Laytonsville sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 271 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Laytonsville at the 13th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Laytonsville: 90% of its 271 buildings, versus 10% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Laytonsville against the rest of the country
Laytonsville's risk sits at a similar level relative to Maryland (10th percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Laytonsville ranks 27,195 for wildfire risk (1 is highest) and 22,472 by building count (1 is largest). Within Maryland alone, it ranks 472 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 14th national percentile, Laytonsville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 90% of Laytonsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Laytonsville's figures come from
Every one of the two percentiles behind Laytonsville's 27,195-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Laytonsville's dominant direct exposure actually means, with real examples from across the dataset.