Layton, UT
Layton wildfire risk explained
Layton's 25,234 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Layton at the 87th percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
Layton rates 69.8% Minimal exposure against just 10.6% Direct and 19.6% Indirect — of 25,234 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 25,234 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Layton against the rest of the country
Inside Utah, Layton sits at just the 62nd percentile even though it scores 91st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Layton ranks 2,787 for wildfire risk (1 is highest) and 502 by building count (1 is largest). Within Utah alone, it ranks 126 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Layton
At the 91st percentile nationally, Layton carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 69.8% of Layton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 25,234 counted buildings into the percentiles shown above for Layton. For more on what minimal exposure implies beyond Layton, see the exposure-zones guide.