Layhill, MD
Layhill, MD's wildfire risk, in USFS's own numbers
USFS scores Layhill at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,165 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Layhill at the 10th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 68.2% of Layhill's buildings as Direct exposure, higher than its 0% Indirect share and far above its 31.9% Minimal share — a profile where 794 structures sit close enough to vegetation that lot clearing matters most.
Where Layhill ranks
Layhill's risk sits at a similar level relative to Maryland (6th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Layhill ranks 28,172 for wildfire risk (1 is highest) and 10,866 by building count (1 is largest). Within Maryland alone, it ranks 497 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Layhill
Layhill's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Layhill
With 68.2% of Layhill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Layhill's 28,172-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Layhill, see the exposure-zones guide.