Lawton, OK
Lawton, OK's wildfire risk, in USFS's own numbers
USFS scores Lawton at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 37,444 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lawton at the 92nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 5% of Lawton's 37,444 buildings carry Direct exposure and 26.1% carry Indirect; the remaining 68.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 37,444 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Lawton ranks
Lawton ranks lower within Oklahoma (60th percentile statewide) than its 92nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lawton ranks 2,403 for wildfire risk (1 is highest) and 274 by building count (1 is largest). Within Oklahoma alone, it ranks 331 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Lawton's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Lawton's 68.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lawton's 2,403-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lawton, see the exposure-zones guide.