Lawtey, FL
How exposed is Lawtey to wildfire?
USFS scores Lawtey at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 371 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lawtey at the 90th percentile, close to its 88th-percentile risk score.
Lawtey's building exposure, zone by zone
USFS classifies 87.9% of Lawtey's buildings as Direct exposure, higher than its 12.1% Indirect share and far above its 0% Minimal share — a profile where 326 structures sit close enough to vegetation that lot clearing matters most.
How Lawtey compares
Lawtey's risk sits at a similar level relative to Florida (76th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lawtey ranks 3,717 for wildfire risk (1 is highest) and 19,832 by building count (1 is largest). Within Florida alone, it ranks 231 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Lawtey and the insurance market
At the 88th percentile nationally, Lawtey carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 87.9% of Lawtey in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Lawtey's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lawtey, see the exposure-zones guide.