Lawrenceburg, TN
Lawrenceburg wildfire risk explained
Lawrenceburg sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,951 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lawrenceburg's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Lawrenceburg (44.5% of 5,951 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 32.8% sit in the Direct zone. At 5,951 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lawrenceburg against the rest of the country
Lawrenceburg's risk sits at a similar level relative to Tennessee (36th percentile statewide) as it does nationally (46th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lawrenceburg ranks 17,096 for wildfire risk (1 is highest) and 2,895 by building count (1 is largest). Within Tennessee alone, it ranks 320 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 46th national percentile, Lawrenceburg rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 44.5% of Lawrenceburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lawrenceburg's figures come from
Lawrenceburg's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lawrenceburg's dominant indirect exposure actually means, with real examples from across the dataset.