Lawrence, NE
Lawrence wildfire risk explained
Lawrence sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 292 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lawrence at the 62nd national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lawrence's building exposure, zone by zone
77.4% of Lawrence's 292 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Lawrence compares
Lawrence's risk sits at a similar level relative to Nebraska (64th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lawrence ranks 10,277 for wildfire risk (1 is highest) and 21,853 by building count (1 is largest). Within Nebraska alone, it ranks 209 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Lawrence's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Lawrence (77.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Lawrence's 10,277-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lawrence, see the exposure-zones guide.