Lawrence, MA
Lawrence wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lawrence at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 13,279 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lawrence's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Lawrence's buildings actually sit
USFS classifies 99.8% of Lawrence's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 13,279 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lawrence against the rest of the country
Lawrence's risk sits at a similar level relative to Massachusetts (26th percentile statewide) as it does nationally (22nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lawrence ranks 24,680 for wildfire risk (1 is highest) and 1,147 by building count (1 is largest). Within Massachusetts alone, it ranks 183 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Lawrence
Lawrence's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lawrence's 99.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Lawrence's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lawrence, see the exposure-zones guide.