Lawrence, IL
How exposed is Lawrence to wildfire?
USFS's Wildfire Risk to Communities model puts Lawrence at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 145 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lawrence at the 7th percentile, close to its 7th-percentile risk score.
Where Lawrence's buildings actually sit
55.2% of Lawrence's 145 buildings sit in USFS's Minimal exposure zone, with only 44.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Lawrence compares
Lawrence's 34th-percentile standing inside Illinois outpaces its 7th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lawrence ranks 29,369 for wildfire risk (1 is highest) and 27,069 by building count (1 is largest). Within Illinois alone, it ranks 953 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Lawrence's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 55.2% of buildings rated Minimal exposure, Lawrence gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 145 counted buildings into the percentiles shown above for Lawrence. For more on what minimal exposure implies beyond Lawrence, see the exposure-zones guide.