Lavonia, GA
How exposed is Lavonia to wildfire?
USFS scores Lavonia at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,303 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lavonia at the 67th percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
55.8% of Lavonia's 1,303 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 44.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Lavonia ranks
Inside Georgia, Lavonia sits at just the 33rd percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lavonia ranks 11,592 for wildfire risk (1 is highest) and 10,067 by building count (1 is largest). Within Georgia alone, it ranks 450 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Lavonia's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lavonia
Because 55.8% of Lavonia's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lavonia's figures come from
The methodology guide shows exactly how USFS turned 1,303 counted buildings into the percentiles shown above for Lavonia. The exposure-zones guide covers what Lavonia's dominant indirect exposure actually means, with real examples from across the dataset.