Lavon, TX
Lavon wildfire risk explained
USFS scores Lavon at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,732 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lavon's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Where Lavon's buildings actually sit
Indirect exposure is dominant in Lavon (83.3% of 1,732 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 16.7% sit in the Direct zone.
Where Lavon ranks
Lavon ranks lower within Texas (29th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lavon ranks 9,783 for wildfire risk (1 is highest) and 8,299 by building count (1 is largest). Within Texas alone, it ranks 1,279 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lavon and the insurance market
Lavon's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Lavon (83.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lavon's figures come from
The methodology guide shows exactly how USFS turned 1,732 counted buildings into the percentiles shown above for Lavon. The exposure-zones guide covers what Lavon's dominant indirect exposure actually means, with real examples from across the dataset.