Lavinia, TN
Lavinia wildfire risk explained
Lavinia's 78 buildings earn a 46th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lavinia at the 48th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Lavinia's 78 counted buildings, 84.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Lavinia compares
Lavinia scores 46th nationally and 37th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lavinia ranks 16,941 for wildfire risk (1 is highest) and 29,987 by building count (1 is largest). Within Tennessee alone, it ranks 318 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Lavinia
Lavinia's elevated wildfire rating (46th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lavinia's 84.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 78 counted buildings into the percentiles shown above for Lavinia. For more on what direct exposure implies beyond Lavinia, see the exposure-zones guide.