Laverne, OK
How exposed is Laverne to wildfire?
Laverne's 949 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Laverne at the 99th percentile, close to its 98th-percentile risk score.
Laverne's building exposure, zone by zone
949 buildings are counted in Laverne, and 91.5% of them are Indirect exposure — ember-driven risk rather than the 5% in Direct exposure or the 3.6% rated Minimal.
Laverne against the rest of the country
Laverne scores 98th nationally and 99th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Laverne ranks 548 for wildfire risk (1 is highest) and 12,316 by building count (1 is largest). Within Oklahoma alone, it ranks 12 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Laverne
At the 98th percentile nationally, Laverne carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Laverne
Because 91.5% of Laverne's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 949 counted buildings into the percentiles shown above for Laverne. For more on what indirect exposure implies beyond Laverne, see the exposure-zones guide.