Laurinburg, NC
How exposed is Laurinburg to wildfire?
USFS's Wildfire Risk to Communities model puts Laurinburg at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 6,766 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laurinburg's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
Of Laurinburg's 6,766 counted buildings, 50.1% carry Direct exposure and only 23.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 6,766 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Laurinburg against the rest of the country
Laurinburg scores 84th nationally and 92nd within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Laurinburg ranks 5,203 for wildfire risk (1 is highest) and 2,556 by building count (1 is largest). Within North Carolina alone, it ranks 64 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Laurinburg and the insurance market
Laurinburg's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Laurinburg's 50.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Laurinburg's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Laurinburg, see the exposure-zones guide.