Laurie, MO
Laurie wildfire risk explained
USFS scores Laurie at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 657 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Laurie at the 80th percentile, close to its 78th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 74.4% of Laurie's buildings as Direct exposure, higher than its 25.6% Indirect share and far above its 0% Minimal share — a profile where 489 structures sit close enough to vegetation that lot clearing matters most.
Where Laurie ranks
Laurie's 95th-percentile standing inside Missouri outpaces its 78th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Laurie ranks 6,842 for wildfire risk (1 is highest) and 15,105 by building count (1 is largest). Within Missouri alone, it ranks 52 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Laurie
Laurie's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Laurie
With 74.4% of Laurie in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Laurie's figures come from
The methodology guide shows exactly how USFS turned 657 counted buildings into the percentiles shown above for Laurie. The exposure-zones guide covers what Laurie's dominant direct exposure actually means, with real examples from across the dataset.