Laurens, NY
Laurens, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Laurens at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 132 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laurens's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Laurens's buildings actually sit
50.8% of Laurens's 132 buildings sit in USFS's Direct exposure zone, roughly 67 structures close enough to burnable vegetation for flame contact, not just embers — 49.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Laurens ranks
There's little gap between Laurens's 9th national percentile and its 20th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Laurens ranks 28,659 for wildfire risk (1 is highest) and 27,633 by building count (1 is largest). Within New York alone, it ranks 1,024 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Laurens and the insurance market
At the 9th national percentile, Laurens rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Laurens's 50.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Laurens's figures come from
Laurens's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Laurens's dominant direct exposure actually means, with real examples from across the dataset.