Laurel Springs, NJ
How exposed is Laurel Springs to wildfire?
Laurel Springs's 785 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Laurel Springs at the 53rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Laurel Springs's buildings actually sit
Only 20.3% of Laurel Springs's 785 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Laurel Springs compares
There's little gap between Laurel Springs's 52nd national percentile and its 60th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Laurel Springs ranks 15,196 for wildfire risk (1 is highest) and 13,768 by building count (1 is largest). Within New Jersey alone, it ranks 283 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 52nd national percentile, Laurel Springs rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Laurel Springs's 79.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 785 counted buildings into the percentiles shown above for Laurel Springs. For more on what minimal exposure implies beyond Laurel Springs, see the exposure-zones guide.