Laurel, NE
Laurel wildfire risk explained
Laurel's 674 buildings earn a 33rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Laurel at the 28th percentile, close to its 33rd-percentile risk score.
Laurel's building exposure, zone by zone
Only 12.2% of Laurel's 674 buildings carry Direct exposure and 0% carry Indirect; the remaining 87.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Laurel against the rest of the country
Inside Nebraska, Laurel sits at just the 18th percentile even though it scores 33rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Laurel ranks 21,053 for wildfire risk (1 is highest) and 14,935 by building count (1 is largest). Within Nebraska alone, it ranks 480 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Laurel
At the 33rd national percentile, Laurel rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Laurel's 87.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 674 counted buildings into the percentiles shown above for Laurel. For more on what minimal exposure implies beyond Laurel, see the exposure-zones guide.