Laurel Heights, NJ
How exposed is Laurel Heights to wildfire?
USFS's Wildfire Risk to Communities model puts Laurel Heights at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 184 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laurel Heights's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Laurel Heights's building exposure, zone by zone
184 buildings are counted in Laurel Heights, and 92.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Laurel Heights ranks
Laurel Heights's risk sits at a similar level relative to New Jersey (64th percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Laurel Heights ranks 14,316 for wildfire risk (1 is highest) and 25,476 by building count (1 is largest). Within New Jersey alone, it ranks 253 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Laurel Heights
At the 55th national percentile, Laurel Heights rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Laurel Heights (92.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 184 counted buildings into the percentiles shown above for Laurel Heights. For more on what direct exposure implies beyond Laurel Heights, see the exposure-zones guide.