Laura, OH
Laura, OH's wildfire risk, in USFS's own numbers
Laura's 292 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laura's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
76.4% of Laura's 292 buildings sit in USFS's Minimal exposure zone, with only 23.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Laura compares
Within Ohio, Laura ranks higher (23rd percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Laura ranks 30,084 for wildfire risk (1 is highest) and 21,857 by building count (1 is largest). Within Ohio alone, it ranks 970 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Laura's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Laura's 76.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Laura's 30,084-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Laura, see the exposure-zones guide.