Laupahoehoe, HI
Laupahoehoe, HI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Laupahoehoe lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 638 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Laupahoehoe at the 75th percentile, close to its 79th-percentile risk score.
Where Laupahoehoe's buildings actually sit
Direct exposure dominates in Laupahoehoe: 68.5% of its 638 buildings, versus 31.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Laupahoehoe against the rest of the country
Inside Hawaii, Laupahoehoe sits at just the 7th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Laupahoehoe ranks 6,490 for wildfire risk (1 is highest) and 15,357 by building count (1 is largest). Within Hawaii alone, it ranks 151 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Laupahoehoe
Laupahoehoe's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Laupahoehoe's 68.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Laupahoehoe's 6,490-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Laupahoehoe, see the exposure-zones guide.