Latimer, IA
How exposed is Latimer to wildfire?
USFS's Wildfire Risk to Communities model puts Latimer at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 356 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Latimer's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Latimer's building exposure, zone by zone
92.4% of Latimer's 356 buildings sit in USFS's Minimal exposure zone, with only 7.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Latimer ranks
Latimer's risk sits at a similar level relative to Iowa (6th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Latimer ranks 30,516 for wildfire risk (1 is highest) and 20,156 by building count (1 is largest). Within Iowa alone, it ranks 958 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Latimer
At the 3rd national percentile, Latimer rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 92.4% of buildings rated Minimal exposure, Latimer gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Latimer's figures come from
The methodology guide shows exactly how USFS turned 356 counted buildings into the percentiles shown above for Latimer. The exposure-zones guide covers what Latimer's dominant minimal exposure actually means, with real examples from across the dataset.