Latham, NY
Latham, NY's wildfire risk, in USFS's own numbers
Latham's 5,307 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Latham's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Where Latham's buildings actually sit
Only 23% of Latham's 5,307 buildings carry Direct exposure and 6.8% carry Indirect; the remaining 70.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,307 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Latham compares
Latham's risk sits at a similar level relative to New York (25th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Latham ranks 28,148 for wildfire risk (1 is highest) and 3,254 by building count (1 is largest). Within New York alone, it ranks 959 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Latham and the insurance market
Latham's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 70.3% of buildings rated Minimal exposure, Latham gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Latham's figures come from
Every one of the two percentiles behind Latham's 28,148-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Latham's dominant minimal exposure actually means, with real examples from across the dataset.