Las Lomitas, TX
Las Lomitas, TX's wildfire risk, in USFS's own numbers
Las Lomitas sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 225 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Las Lomitas's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Where Las Lomitas's buildings actually sit
225 buildings are counted in Las Lomitas, and 99.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Las Lomitas compares
Las Lomitas's risk sits at a similar level relative to Texas (75th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Las Lomitas ranks 4,486 for wildfire risk (1 is highest) and 23,965 by building count (1 is largest). Within Texas alone, it ranks 448 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 86th percentile nationally, Las Lomitas carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Las Lomitas
With 99.6% of Las Lomitas in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Las Lomitas's figures come from
Las Lomitas's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Las Lomitas's dominant direct exposure actually means, with real examples from across the dataset.