Las Lomas, TX
Las Lomas wildfire risk explained
Las Lomas sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 908 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Las Lomas at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Las Lomas (99.6% of 908 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 0.4% sit in the Direct zone.
Las Lomas against the rest of the country
There's little gap between Las Lomas's 88th national percentile and its 80th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Las Lomas ranks 3,822 for wildfire risk (1 is highest) and 12,657 by building count (1 is largest). Within Texas alone, it ranks 360 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Las Lomas
At the 88th percentile nationally, Las Lomas carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 99.6% of Las Lomas's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Las Lomas's 3,822-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Las Lomas, see the exposure-zones guide.