Laramie, WY
Laramie wildfire risk explained
Laramie sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 11,298 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Laramie at the 66th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Laramie's buildings actually sit
Indirect exposure is dominant in Laramie (75.6% of 11,298 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 9.7% sit in the Direct zone. At 11,298 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Laramie compares
Laramie ranks lower within Wyoming (26th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Laramie ranks 9,914 for wildfire risk (1 is highest) and 1,400 by building count (1 is largest). Within Wyoming alone, it ranks 142 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Laramie carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Laramie
Because 75.6% of Laramie's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Laramie's figures come from
Laramie's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Laramie's dominant indirect exposure actually means, with real examples from across the dataset.