Laporte, MN
Laporte wildfire risk explained
USFS's Wildfire Risk to Communities model puts Laporte at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 139 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laporte's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Laporte's buildings actually sit
71.2% of Laporte's 139 buildings sit in USFS's Direct exposure zone, roughly 99 structures close enough to burnable vegetation for flame contact, not just embers — 28.1% fall in the Indirect, ember-only zone and 0.7% are Minimal.
Laporte against the rest of the country
Within Minnesota, Laporte ranks higher (62nd percentile) than it does nationally (44th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Laporte ranks 17,739 for wildfire risk (1 is highest) and 27,330 by building count (1 is largest). Within Minnesota alone, it ranks 346 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 44th national percentile, Laporte rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Laporte's 71.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 139 counted buildings into the percentiles shown above for Laporte. For more on what direct exposure implies beyond Laporte, see the exposure-zones guide.