LaPlace, IL
LaPlace wildfire risk explained
Out of every US place USFS scores, LaPlace lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 234 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks LaPlace at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where LaPlace's buildings actually sit
LaPlace rates 78.2% Minimal exposure against just 21.8% Direct and 0% Indirect — of 234 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How LaPlace compares
LaPlace's risk sits at a similar level relative to Illinois (7th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, LaPlace ranks 31,288 for wildfire risk (1 is highest) and 23,659 by building count (1 is largest). Within Illinois alone, it ranks 1,336 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
LaPlace's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 78.2% of buildings rated Minimal exposure, LaPlace gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where LaPlace's figures come from
LaPlace's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what LaPlace's dominant minimal exposure actually means, with real examples from across the dataset.