Lapeer, MI
Lapeer wildfire risk explained
Lapeer's 3,303 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lapeer at the 12th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
86.8% of Lapeer's 3,303 buildings sit in USFS's Minimal exposure zone, with only 12.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Lapeer against the rest of the country
Within Michigan, Lapeer ranks higher (36th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lapeer ranks 28,177 for wildfire risk (1 is highest) and 5,042 by building count (1 is largest). Within Michigan alone, it ranks 473 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Lapeer and the insurance market
At the 11th national percentile, Lapeer rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lapeer
Lapeer's 86.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Lapeer's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lapeer, see the exposure-zones guide.