Lantry, SD
How exposed is Lantry to wildfire?
USFS's Wildfire Risk to Communities model puts Lantry at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 60 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lantry at the 69th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lantry's buildings actually sit
Direct exposure dominates in Lantry: 76.7% of its 60 buildings, versus 23.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lantry against the rest of the country
Lantry scores 72nd nationally and 70th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lantry ranks 8,740 for wildfire risk (1 is highest) and 30,662 by building count (1 is largest). Within South Dakota alone, it ranks 133 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Lantry's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Lantry's 76.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lantry's figures come from
Lantry's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lantry's dominant direct exposure actually means, with real examples from across the dataset.