Lane, SC
Lane, SC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lane lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 386 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lane at the 90th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lane's building exposure, zone by zone
Of Lane's 386 counted buildings, 95.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Lane compares
There's little gap between Lane's 89th national percentile and its 96th percentile inside South Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lane ranks 3,385 for wildfire risk (1 is highest) and 19,510 by building count (1 is largest). Within South Carolina alone, it ranks 18 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Lane's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lane
With 95.9% of Lane in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 386 counted buildings into the percentiles shown above for Lane. For more on what direct exposure implies beyond Lane, see the exposure-zones guide.