Lane, KS
Lane, KS's wildfire risk, in USFS's own numbers
Lane's 184 buildings earn a 62nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lane at the 63rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lane's building exposure, zone by zone
184 buildings are counted in Lane, and 54.9% of them are Indirect exposure — ember-driven risk rather than the 45.1% in Direct exposure or the 0% rated Minimal.
Lane against the rest of the country
Lane scores 62nd nationally and 56th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lane ranks 11,976 for wildfire risk (1 is highest) and 25,460 by building count (1 is largest). Within Kansas alone, it ranks 320 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Lane and the insurance market
Lane's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Lane (54.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lane's figures come from
The methodology guide shows exactly how USFS turned 184 counted buildings into the percentiles shown above for Lane. The exposure-zones guide covers what Lane's dominant indirect exposure actually means, with real examples from across the dataset.