Lancaster, NH
Lancaster, NH's wildfire risk, in USFS's own numbers
Lancaster sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,159 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lancaster at the 14th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lancaster's building exposure, zone by zone
1,159 buildings are counted in Lancaster, and 65% of them are Indirect exposure — ember-driven risk rather than the 35% in Direct exposure or the 0% rated Minimal.
How Lancaster compares
There's little gap between Lancaster's 14th national percentile and its 10th percentile inside New Hampshire, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lancaster ranks 27,140 for wildfire risk (1 is highest) and 10,896 by building count (1 is largest). Within New Hampshire alone, it ranks 90 of 100 places by risk. See the full county-by-county picture for New Hampshire on its state page.
Lancaster and the insurance market
Lancaster's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lancaster
With ember exposure the dominant pattern in Lancaster (65% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Lancaster's figures come from
The methodology guide shows exactly how USFS turned 1,159 counted buildings into the percentiles shown above for Lancaster. The exposure-zones guide covers what Lancaster's dominant indirect exposure actually means, with real examples from across the dataset.