Lanark, IL
Lanark, IL's wildfire risk, in USFS's own numbers
USFS scores Lanark at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,061 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lanark's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Lanark's building exposure, zone by zone
Most of Lanark's buildings (95.3% of 1,061) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lanark against the rest of the country
There's little gap between Lanark's 2nd national percentile and its 15th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lanark ranks 30,847 for wildfire risk (1 is highest) and 11,512 by building count (1 is largest). Within Illinois alone, it ranks 1,224 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Lanark and the insurance market
At the 2nd national percentile, Lanark rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 95.3% of Lanark outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lanark's figures come from
Lanark's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lanark's dominant minimal exposure actually means, with real examples from across the dataset.