Lamy, NM
How exposed is Lamy to wildfire?
USFS scores Lamy at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 216 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lamy at the 85th percentile, close to its 90th-percentile risk score.
Where Lamy's buildings actually sit
USFS classifies 100% of Lamy's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 216 structures sit close enough to vegetation that lot clearing matters most.
Where Lamy ranks
Lamy scores 90th nationally and 75th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lamy ranks 3,091 for wildfire risk (1 is highest) and 24,277 by building count (1 is largest). Within New Mexico alone, it ranks 122 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Lamy
Lamy's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Lamy (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lamy's 3,091-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lamy, see the exposure-zones guide.