Lampasas, TX
Lampasas wildfire risk explained
Out of every US place USFS scores, Lampasas lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,845 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lampasas's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Lampasas's building exposure, zone by zone
3,845 buildings are counted in Lampasas, and 73.1% of them are Indirect exposure — ember-driven risk rather than the 26.9% in Direct exposure or the 0% rated Minimal.
Lampasas against the rest of the country
Lampasas's risk sits at a similar level relative to Texas (80th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lampasas ranks 3,892 for wildfire risk (1 is highest) and 4,385 by building count (1 is largest). Within Texas alone, it ranks 367 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Lampasas's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Lampasas
Because 73.1% of Lampasas's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lampasas's 3,892-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lampasas, see the exposure-zones guide.