WildfireRiskFinder

Lamont, CA

Lamont, CA's wildfire risk, in USFS's own numbers

Elevated
59thpercentile nationally

USFS's Wildfire Risk to Communities model puts Lamont at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,908 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)

Separately from the risk score above, Lamont's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.

What "at risk" means for the buildings here

3,908Total buildings
10.1%Direct exposure
0%Indirect exposure
89.9%Minimal exposure

Most of Lamont's buildings (89.9% of 3,908) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.

Lamont against the rest of the country

Inside California, Lamont sits at just the 17th percentile even though it scores 59th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lamont ranks 12,909 for wildfire risk (1 is highest) and 4,331 by building count (1 is largest). Within California alone, it ranks 1,302 of 1,570 places by risk. See the full county-by-county picture for California on its state page.

What this risk score means for insurance

Lamont's 59th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.

Hardening a home in Lamont

With 89.9% of buildings rated Minimal exposure, Lamont gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.

More on how this number was built

Every one of the two percentiles behind Lamont's 12,909-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lamont, see the exposure-zones guide.