Lambertville, MI
Lambertville, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lambertville lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 5,197 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lambertville at the 17th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lambertville's buildings actually sit
Most of Lambertville's buildings (47.5% of 5,197) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,197 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lambertville against the rest of the country
Compare Lambertville's two percentiles: 51st within Michigan, only 15th nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lambertville ranks 26,822 for wildfire risk (1 is highest) and 3,314 by building count (1 is largest). Within Michigan alone, it ranks 363 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Lambertville and the insurance market
Lambertville's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 47.5% of Lambertville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lambertville's figures come from
Every one of the two percentiles behind Lambertville's 26,822-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lambertville's dominant minimal exposure actually means, with real examples from across the dataset.