Lamar, OK
Lamar wildfire risk explained
USFS scores Lamar at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 208 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lamar at the 96th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lamar's building exposure, zone by zone
USFS classifies 100% of Lamar's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 208 structures sit close enough to vegetation that lot clearing matters most.
Where Lamar ranks
Lamar ranks lower within Oklahoma (70th percentile statewide) than its 94th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lamar ranks 1,989 for wildfire risk (1 is highest) and 24,570 by building count (1 is largest). Within Oklahoma alone, it ranks 248 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Lamar and the insurance market
Lamar's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Lamar
Because Direct exposure dominates in Lamar (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 208 counted buildings into the percentiles shown above for Lamar. For more on what direct exposure implies beyond Lamar, see the exposure-zones guide.