Lamar, MO
Lamar wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lamar at the 51st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,716 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lamar's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Lamar's building exposure, zone by zone
Only 21.8% of Lamar's 2,716 buildings carry Direct exposure and 1.8% carry Indirect; the remaining 76.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Lamar against the rest of the country
Lamar ranks lower within Missouri (34th percentile statewide) than its 51st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lamar ranks 15,445 for wildfire risk (1 is highest) and 5,904 by building count (1 is largest). Within Missouri alone, it ranks 701 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 51st national percentile, Lamar rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Lamar's 76.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lamar's figures come from
Every one of the two percentiles behind Lamar's 15,445-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lamar's dominant minimal exposure actually means, with real examples from across the dataset.