Lamar, AR
How exposed is Lamar to wildfire?
Lamar's 1,015 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lamar's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 74.7% of Lamar's buildings as Direct exposure, higher than its 25.3% Indirect share and far above its 0% Minimal share — a profile where 758 structures sit close enough to vegetation that lot clearing matters most.
Lamar against the rest of the country
Lamar's risk sits at a similar level relative to Arkansas (61st percentile statewide) as it does nationally (73rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lamar ranks 8,436 for wildfire risk (1 is highest) and 11,834 by building count (1 is largest). Within Arkansas alone, it ranks 243 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 73rd percentile nationally, Lamar carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Lamar's 74.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lamar's figures come from
Lamar's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lamar's dominant direct exposure actually means, with real examples from across the dataset.