Lakewood, WI
Lakewood, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lakewood at the 20th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 500 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakewood at the 20th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lakewood's building exposure, zone by zone
USFS classifies 77.2% of Lakewood's buildings as Direct exposure, higher than its 22.8% Indirect share and far above its 0% Minimal share — a profile where 386 structures sit close enough to vegetation that lot clearing matters most.
Where Lakewood ranks
Lakewood scores 20th nationally and 32nd within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lakewood ranks 25,138 for wildfire risk (1 is highest) and 17,371 by building count (1 is largest). Within Wisconsin alone, it ranks 554 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Lakewood's moderate rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Lakewood (77.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lakewood's figures come from
The methodology guide shows exactly how USFS turned 500 counted buildings into the percentiles shown above for Lakewood. The exposure-zones guide covers what Lakewood's dominant direct exposure actually means, with real examples from across the dataset.