Lakewood Ranch, FL
How exposed is Lakewood Ranch to wildfire?
Lakewood Ranch's 14,189 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakewood Ranch at the 88th percentile, close to its 87th-percentile risk score.
Lakewood Ranch's building exposure, zone by zone
USFS puts 46% of Lakewood Ranch's 14,189 buildings in the Indirect exposure zone, versus 31.1% Direct and 22.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 14,189 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lakewood Ranch against the rest of the country
Lakewood Ranch's 87th national percentile looks worse in isolation than its 71st ranking inside Florida does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Lakewood Ranch ranks 4,158 for wildfire risk (1 is highest) and 1,056 by building count (1 is largest). Within Florida alone, it ranks 285 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lakewood Ranch
At the 87th percentile nationally, Lakewood Ranch carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Lakewood Ranch
Because 46% of Lakewood Ranch's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 14,189 counted buildings into the percentiles shown above for Lakewood Ranch. For more on what indirect exposure implies beyond Lakewood Ranch, see the exposure-zones guide.