Lakewood Park, FL
Lakewood Park wildfire risk explained
Lakewood Park's 5,981 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakewood Park at the 87th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Lakewood Park rates 53.6% Minimal exposure against just 37.2% Direct and 9.2% Indirect — of 5,981 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 5,981 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lakewood Park against the rest of the country
Inside Florida, Lakewood Park sits at just the 70th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lakewood Park ranks 4,190 for wildfire risk (1 is highest) and 2,882 by building count (1 is largest). Within Florida alone, it ranks 290 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Lakewood Park and the insurance market
At the 87th percentile nationally, Lakewood Park carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 53.6% of Lakewood Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lakewood Park's figures come from
The methodology guide shows exactly how USFS turned 5,981 counted buildings into the percentiles shown above for Lakewood Park. The exposure-zones guide covers what Lakewood Park's dominant minimal exposure actually means, with real examples from across the dataset.