Lakewood (McHenry), IL
Lakewood (McHenry), IL's wildfire risk, in USFS's own numbers
USFS scores Lakewood (McHenry) at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,493 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakewood (McHenry) at the 32nd percentile, close to its 31st-percentile risk score.
Where Lakewood (McHenry)'s buildings actually sit
USFS classifies 61.1% of Lakewood (McHenry)'s buildings as Minimal exposure, the largest of the three zones here by a wide margin over 37.6% Direct and 1.3% Indirect — a landscape-level risk rather than a building-by-building one.
Lakewood (McHenry) against the rest of the country
Compare Lakewood (McHenry)'s two percentiles: 81st within Illinois, only 31st nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lakewood (McHenry) ranks 21,800 for wildfire risk (1 is highest) and 9,199 by building count (1 is largest). Within Illinois alone, it ranks 278 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Lakewood (McHenry)
Lakewood (McHenry)'s moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 61.1% of Lakewood (McHenry) outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lakewood (McHenry)'s figures come from
The methodology guide shows exactly how USFS turned 1,493 counted buildings into the percentiles shown above for Lakewood (McHenry). The exposure-zones guide covers what Lakewood (McHenry)'s dominant minimal exposure actually means, with real examples from across the dataset.